Meadowleaf Finance Disclosures: Its Role, Partner Decisions and the Figures on This Site

A neat stack of closed manila folders and a pen on a desk by a window.

Meadowleaf Finance is a broker, not a lender. It passes funding requests for businesses in Carmel, IN and the surrounding area to partner lenders and funding providers, who review each request and make their own decisions on approval, amounts and terms.

In short

Meadowleaf Finance is a broker, not a lender: funding partners review requests and decide on approval, amount, price and term. Merchant cash advances are not loans, examples are invented, Census figures carry their source and year, and some funding needs are outside this site.

Where Meadowleaf Finance sits between a Carmel, IN business and the money

Meadowleaf Finance does not lend money and makes no credit decisions. Its role is the conversation about the cost, the match to a funding type and the request that goes to funding partners. Those partners are lenders and funding providers; any offer comes from one of them, on its own paperwork, and the business deals with that partner from then on.

Approval, amount, price and term are each partner's call

No page, call or example on this site is an approval, a quote or a promise of funding. Each funding partner decides whether to make an offer and sets the amount, the rate or cost, the term and any conditions. A funding partner may check credit as part of its review. Filling in the request form asks to be contacted; it is not an application for credit.

Card-sales advances are a purchase of future receivables

A merchant cash advance, offered by some funding providers, is a purchase of a share of future card sales and is not a loan. The provider collects an agreed total through a holdback on card sales or fixed debits, so its cost depends on the factor in the contract and how long collection takes. The merchant cash advance page traces a holdback through a week of card sales.

Invented dollar examples, Census counts and the payment calculator

Dollar amounts, rates and terms in the worked examples are invented and labeled as illustrations; they show the arithmetic, not what any partner offers. The payment calculator estimates a level monthly payment from the amount, rate and term entered. Local business figures come from U.S. Census Bureau programs such as County Business Patterns, ZIP Code Business Patterns, Nonemployer Statistics and the American Community Survey, each cited with its year where it appears.

Funding requests Meadowleaf Finance does not take

This site does not arrange funding for startups without revenue, trucking companies, agriculture, real estate purchases, building construction loans, or personal and consumer loans. Contractors and other operating businesses can still request funding for equipment, working capital and the other options on the business loans page.

Who answers a question about the statements on this page

A question about anything on this page can go to (317) 812-9392 or through the contact page.

By Meadowleaf Finance ยท Updated

Or call (317) 812-9392